• IFSC Codes
• MICR Codes
• Banking codes
• BSR code
• Swift code
• Address
• Contact information

First select your bank from the following drop-down list then select your state and district and finally select the branch of your bank to find IFSC Code.

If you need to change any search term, please use brown colored icon near the drop-down menu. Some names may be confusing to select (because some names are misspelled with or without space). If you have trouble with this method, please use menu or search.

IFSC Code - Select Your Bank STATE BANK OF INDIA ABHYUDAYA CO-OP BANK LTD ABU DHABI COMMERCIAL BANK ADITYA BIRLA IDEA PAYMENTS BANK DBS BANK LTD DHANLAXMI BANK LTD HSBC INDIAN BANK KAVERI GRAMEENA BANK VIJAYA BANK

You must know what these codes mean so that fraudulent activities concerning your account can be avoided

What is MICR Code

MICR stands for Magnetic Ink Character Recognition (MICR). It is usually seen on passbooks and the bottom of the cheque leaf. It is a unique 9 digit code

Who issues MICR Code?

Reserve Bank Of India

What is the use of MICR Code?

It is used for safe online fund transfers. Since it is magnetically inked, it is machine-readable, which means the transactions are highly secure in nature.

What does MICR Code denote?

• The first three digits denote the city
• Middle three digits denote the bank
• Last three digits denote the branch

What is RTGS?

RTGS stands for Real-Time Gross Settlement. It is an internet banking electronic fund transfer facility

Who manages RTGS?

Reserve Bank of India

What is the use of RTGS?

It's real-time! Fund are credited into the beneficiary’s account in less than 30 minutes

When do you use RTGS?

RTGS transactions are used for the transfer of large sums of money which are usually above 2 lacs. The charges are nil since it is a centralised system managed by Reserve Bank of India

What do you require for RTGS transactions?

You need beneficiary’s

• Name
• Bank name
• IFSC code
• Bank account number. In order to make transactions through RTGS, both the banks where the remitter and the beneficiary have their account should contain RTGS facility

What is NEFT?

NEFT stands for National Electronic Funds Transfer. It is a type of online transfer system which are mainly branch settled.

Who manages NEFT?

Reserve Bank of India

What is the use of NEFT?

Online fund transfer with an upper limit of Rs. 50,000 Funds get credited into the beneficiary’s account within 2 days.

When do you use NEFT?

NEFT is used when real-time fund transfer is not necessary and when online service is redundant since NEFT can be done through banking at the bank branch

What do you require for NEFT transactions?

You need beneficiary’s

• Name
• Bank name
• IFSC code
• Bank account number.

In order to make transactions through NEFT, both the banks where the remitter and the beneficiary have their account should contain NEFT facility.

What is IMPS?

IMPS stands for Immediate Payment System. It is an electronic fund transfer system which is real-time in nature. It is both a mobile-based transaction and ATM operated transaction.

Who manages IMPS?

National Payments Corporation of India (NPCI) and supported by Reserve Bank of India (RBI)

What is the use of IMPS?

It is used when real-time fund transfer with a lower limit and upper limit depending on the bank, from one account to another, any time of the day and any time of the week is needed.

What do require for IMPS transactions?

You need beneficiary’s

• Account number
• IFSC code or
• Mobile number
• MMID- Mobile Money Identifier