First select your bank from the following drop-down list then select your state and district and finally select the branch of your bank to find IFSC Code.
If you need to change any search term, please use brown colored icon near the drop-down menu. Some names may be confusing to select (because some names are misspelled with or without space). If you have trouble with this method, please use menu or search.
IFSC stands for Indian Financial System Code. IFSC Code is usually seen on your passbook and cheque books. It is a unique 11 digit code that is specific to each branch of each bank in India.
Reserve Bank of India
IFSC code is used for secured online fund transfers like RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service).
MICR stands for Magnetic Ink Character Recognition (MICR). It is usually seen on passbooks and the bottom of the cheque leaf. It is a unique 9 digit code
Reserve Bank Of India
It is used for safe online fund transfers. Since it is magnetically inked, it is machine-readable, which means the transactions are highly secure in nature.
RTGS stands for Real-Time Gross Settlement. It is an internet banking electronic fund transfer facility
Reserve Bank of India
It's real-time! Fund are credited into the beneficiary’s account in less than 30 minutes
RTGS transactions are used for the transfer of large sums of money which are usually above 2 lacs. The charges are nil since it is a centralised system managed by Reserve Bank of India
You need beneficiary’s
NEFT stands for National Electronic Funds Transfer. It is a type of online transfer system which are mainly branch settled.
Reserve Bank of India
Online fund transfer with an upper limit of Rs. 50,000 Funds get credited into the beneficiary’s account within 2 days.
NEFT is used when real-time fund transfer is not necessary and when online service is redundant since NEFT can be done through banking at the bank branch
You need beneficiary’s
In order to make transactions through NEFT, both the banks where the remitter and the beneficiary have their account should contain NEFT facility.
IMPS stands for Immediate Payment System. It is an electronic fund transfer system which is real-time in nature. It is both a mobile-based transaction and ATM operated transaction.
National Payments Corporation of India (NPCI) and supported by Reserve Bank of India (RBI)
It is used when real-time fund transfer with a lower limit and upper limit depending on the bank, from one account to another, any time of the day and any time of the week is needed.
You need beneficiary’s